Privacy Policy

Effective Date: Feb 1, 2015
Last Updated: Feb 1, 2025

Monic Financial Group (“we,” “our,” or “us”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website. By using our website, you agree to the terms of this policy.


1. Information We Collect

When you visit our website, we may collect different types of personal and non-personal information, including:

A. Personal Information

We collect personal information that you provide voluntarily, such as when you:

  • Fill out contact forms
  • Subscribe to newsletters
  • Register for seminars or events
  • Request financial consultation services

This may include:
✔ Full Name
✔ Email Address
✔ Phone Number
✔ Mailing Address
✔ Employment and Financial Information (if applicable)

B. Non-Personal Information

We automatically collect certain non-personal information through cookies and analytics tools, such as:
✔ IP Address
✔ Browser Type and Version
✔ Device Information
✔ Pages Visited and Time Spent on Site
✔ Referral Source (how you found our website)


2. How We Use Your Information

We use the information we collect for the following purposes:

A. To Provide and Improve Services

✔ Respond to inquiries and provide financial advice
✔ Process registrations for events, seminars, or consultations
✔ Improve website functionality and user experience

B. Marketing and Communications

✔ Send newsletters, promotions, and service updates (you can opt out anytime)
✔ Notify you of relevant financial opportunities

C. Legal and Compliance Purposes

✔ Ensure compliance with financial regulations and legal obligations
✔ Protect against fraud, unauthorized transactions, and security threats


3. How We Share Your Information

We do not sell or rent your personal data. However, we may share your information with:

A. Trusted Third Parties

We may share information with:

  • Service Providers (e.g., email marketing platforms, website hosting services)
  • Business Partners (only with your consent)

B. Legal and Regulatory Authorities

We may disclose your information if required by law, court order, or regulatory obligation.

If you request a password reset, your IP address will be included in the reset email.


4. Data Security Measures

We take data security seriously and implement appropriate safeguards, including:
✔ Secure servers and encrypted data transmission
✔ Access controls to limit personal data exposure
✔ Regular security audits and updates

However, while we take steps to protect your information, no method of transmission over the internet is 100% secure.


5. Your Rights and Choices

You have the following rights regarding your personal information:

Access & Correction – Request access to the data we hold and correct any inaccuracies.
Data Deletion – Request that we delete your personal data, subject to legal obligations.
Opt-Out of Marketing – Unsubscribe from marketing emails at any time.

To exercise your rights, please contact us at [Insert Contact Email].


6. Cookies and Tracking Technologies

We use cookies and similar technologies to:
✔ Improve website functionality and user experience
✔ Analyze website traffic and visitor behavior
✔ Provide personalized content

You can manage cookie preferences through your browser settings.


7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their privacy practices. We encourage you to review their privacy policies before providing any personal data.


 

8. Comments.

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where your data is sent

Visitor comments may be checked through an automated spam detection service.


9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the revised “Last Updated” date.


10. Contact Us

If you have any questions about this Privacy Policy or how we handle your data, please contact us at:

📧 Email: info@monicfinancial.com
📍 Address: 204-7080 River Road, Richmond BC, Canada V6X1X5
📞 Phone: 1 (888) 426-9188


This Privacy Policy is designed to inform you of your rights and how we protect your data. By continuing to use our website, you acknowledge and agree to this policy.