What we do
As a team of certified financial professionals, we provide industry-leading financial guidance and opportunities through our experienced team, serving clients across multiple sectors of wealth management.
01We are able to give truly independent advice
02Financial advice based on your goals
03We're here to help during market volatility
WHAT WE DOComprehensive Financial Planning
RETIREMENT PLANNING
Retirement isn’t defined by age or timing—it’s about financial freedom. As long as you have sufficient passive cash flow to support your lifestyle, you can choose to retire whenever you’re ready. Work becomes an option, not a necessity.
CASH FLOW PLANNING
Identify whether your income comes from actively working or if your money is working for you. Smart investments and financial literacy can help you build sustainable cash flow, giving you more freedom and financial security.
ESTATE PLANNING
While estate planning can seem complex, the right guidance can make it a smooth and efficient process. We ensure that your assets are protected, your loved ones are taken care of, and your wishes are carried out efficiently.
DONATION PLANNING
Our donation planning helps clients give back to the community while maximizing tax savings. Through Monic Foundation Donor-Advised Fund, we offer strategic charitable giving solutions. Giving back is our passion, and we make it simple and impactful for you.
TAX PLANNING
Our unique investment tax strategies utilize a variety of tools to maximize tax savings across personal, business, investment, and retirement tax planning. We focus on effective and immediate tax-saving solutions to optimize financial growth and efficiency.
INSURANCE PLANNING
Our insurance planning simplifies the complex process of selecting the right coverage. We help you cost-effectively secure sufficient protection while minimizing expenses. With our expert guidance, you can choose the right insurance products tailored to your needs.
PRIVATE CLIENTSTax-Efficient Investing
Maximizing Savings Through LP Units & Structured Funds
Leveraging LP unit structures and structured funds can significantly reduce tax liability by deferring taxes and lowering overall tax rates—potentially by up to 50%. These strategies are effective for both personal and business financial planning, helping investors retain more wealth while ensuring long-term growth.
Our expertise ensures you optimize these tax-efficient structures to maximize returns while staying compliant. Let us help you implement smart tax strategies tailored to your needs.
MONIC INSURANCE SERVICESWe partner with 19 of the largest insurance companies in Canada, providing a comprehensive range of insurance solutions, including
We offer independent advice to help you choose the most efficient coverage, reducing costs while unlocking insurance’s full value for wealth-building, retirement income, and estate planning.
MONIC INVESTMENTSTrue Diversification Through Private Equity Investments
Our sponsoring firm, Rethink & Diversify Securities Inc., is a Canadian exempt market dealer authorized to provide everyday investors with access to private equity and private debt investment opportunities. Their offerings deliver unique diversification and the potential for enhanced returns beyond traditional public markets, helping to reduce the emotional volatility often associated with public investing.
The firm conducts thorough due diligence on each investment, presenting opportunities in sectors such as
The firm conducts thorough due diligence on each investment, presenting opportunities in sectors such as
Real Estate (residential, industrial, commercial) Trust Funds (REITs)
Consumer Lending Funds
MIC (Mortgage Investment Corporation) Mortgage Fund
Venture Capital
Canadian Farmlands
MONIC WEALTH SOLUTIONSCorporate Strategies Consultants
We bring the breathe of our experience and industry knowledge to help you succeed with your company.
Corporate strategy consultants assist organizations in defining their long-term objectives, optimizing operations, and navigating complex business environments. Their expertise is crucial for companies aiming to enhance competitiveness, expand into new markets, or undergo significant transformations.
Technological Advancements: The integration of artificial intelligence (AI) and digital transformation strategies has become a focal point for consultancies, driving growth and innovation across sectors.
Global Expansion: Experiencing growth in emerging markets.
Monic FoundationPhilanthropy Charitable Giving
The Monic Charity Foundation is a nonprofit organization dedicated to creating lasting impacts in local communities and globally. They focus on addressing dynamic community changes by supporting causes such as food security and education. For example, during the COVID-19 pandemic, they organized a fundraising event benefiting the Richmond Food Bank, collecting over 492.5 kg of food and sanitation products, and raising an additional $7,000 for their Lasting Legacy Fund. They also hosted a book drive to support Merritt Central Elementary School's library recovery after flood damage, collecting books for students from Kindergarten to Grade 7. The foundation emphasizes the importance of volunteer involvement and encourages community members to participate in their initiatives.
Our Donor-Advised Fund (DAF) is a charitable giving vehicle that allows individuals, families, or organizations to donate assets to a fund, receive an immediate tax deduction, and then recommend grants to charities over time. It works like a charitable investment account, where donations can grow tax-free until distributed to nonprofit organizations.
Our Donor-Advised Fund (DAF) is a charitable giving vehicle that allows individuals, families, or organizations to donate assets to a fund, receive an immediate tax deduction, and then recommend grants to charities over time. It works like a charitable investment account, where donations can grow tax-free until distributed to nonprofit organizations.
