Cookies Policy

Effective Date: 1st Feb, 2015
Last Updated: 1st Feb, 2025

Monic Financial Group (“we,” “our,” or “us”) uses cookies and similar tracking technologies to enhance your experience on our website. This policy explains what cookies are, how we use them, and how you can manage your preferences.

By using our website, you consent to our use of cookies in accordance with this policy.


1. What Are Cookies?

Cookies are small text files stored on your device (computer, tablet, smartphone) when you visit a website. They help websites recognize users, remember preferences, and improve functionality.

Cookies can be temporary (session cookies) or permanent (persistent cookies):
Session Cookies – Deleted when you close your browser.
Persistent Cookies – Stored on your device for a set period or until manually deleted.


2. Types of Cookies We Use

A. Essential Cookies (Strictly Necessary)

These cookies are required for the website to function properly. They include:
✔ Enabling secure logins and account management
✔ Maintaining website session stability
✔ Ensuring security and fraud prevention

Without these cookies, some website features may not work correctly.

B. Performance & Analytics Cookies

These cookies help us analyze website traffic and user behavior to improve our services. They include:
✔ Tracking page visits and time spent on the website
✔ Measuring how users interact with different pages
✔ Identifying technical issues and areas for improvement

We may use tools like Google Analytics to process this data.

C. Functional Cookies

These cookies enhance website usability by remembering user preferences, such as:
✔ Language selection
✔ Theme and display settings
✔ Saved form inputs for future visits

D. Advertising & Marketing Cookies

These cookies help us deliver relevant content and targeted advertisements. They include:
✔ Personalizing ads based on browsing behavior
✔ Limiting how often you see certain ads
✔ Measuring the effectiveness of marketing campaigns

We may partner with third-party services like Google Ads, Facebook Pixel, and LinkedIn Insights to manage these cookies.


3. How We Use Cookies

We use cookies to:
✔ Provide a seamless browsing experience
✔ Improve website performance and security
✔ Understand user behavior for better services
✔ Deliver relevant ads and marketing content

Cookies do not contain sensitive personal information such as passwords or financial data.


4. Third-Party Cookies

We may allow third-party services (e.g., analytics and advertising partners) to place cookies on our website. These providers have their own privacy policies governing the use of cookies.

Some common third-party services we use include:
Google Analytics (Website performance tracking)
Facebook Pixel (Ad performance measurement)
LinkedIn Insights (Professional audience targeting)

To learn more, refer to their respective privacy policies.


5. Managing Cookie Preferences

You can control and manage cookies through your browser settings:

Enable or disable cookies – Most browsers allow you to accept, reject, or delete cookies.
Opt-out of tracking cookies – Use tools like Google Analytics Opt-Out to prevent analytics tracking.
Clear stored cookies – Manually delete cookies from your browser settings.

Here’s how to manage cookies in popular browsers:
🔹 Google Chrome: [Settings > Privacy and Security > Cookies and Other Site Data]
🔹 Mozilla Firefox: [Settings > Privacy & Security > Cookies and Site Data]
🔹 Safari: [Preferences > Privacy > Manage Website Data]
🔹 Microsoft Edge: [Settings > Cookies and Site Permissions]


6. Changes to This Cookies Policy

We may update this policy periodically. Changes will be posted on this page with the updated “Last Updated” date.


7. Contact Us

If you have any questions about this Cookies Policy, please contact us at:

📧 Email: info@monicfinancial.com
📍 Address: 204-7080 River Road, Richmond BC, Canada V6X1X5
📞 Phone: 1 (888) 426-9188

By continuing to use our website, you agree to our use of cookies as described in this policy.